Debit or Credit cards

This section is for general money matters, finance and investing.
User avatar
Faraday
udonmap.com
Posts: 390
Joined: December 4, 2015, 10:53 pm

Re: Debit or Credit cards

Post by Faraday » August 17, 2017, 10:06 am

I've got the Bkk Bank 'Be1st valued member' card with the Visa logo on it.

Can't order anything from the UK with it, but ofc works with Thai sites.

Does anyone have an explanation why I can't use it on uk sites?

I thought that the 'Visa' was accepted worldwide.....

:roll:

User avatar
trubrit
udonmap.com
Posts: 6162
Joined: March 16, 2008, 12:30 pm
Location: Having a good time .

Re: Debit or Credit cards

Post by trubrit » August 17, 2017, 10:56 am

Faraday wrote:
August 17, 2017, 10:06 am
I've got the Bkk Bank 'Be1st valued member' card with the Visa logo on it.

Can't order anything from the UK with it, but ofc works with Thai sites.

Does anyone have an explanation why I can't use it on uk sites?

I thought that the 'Visa' was accepted worldwide.....

:roll:
You might have to sign up for the Verified by Visa scheme first. My Bangkok Bank card works for any online purchase regardless of country.Well the old one did , hope the new one I get does to.https://www.visa.co.uk/products/protect ... d-by-visa/
Ageing is a privilige denied to many .

User avatar
trubrit
udonmap.com
Posts: 6162
Joined: March 16, 2008, 12:30 pm
Location: Having a good time .

Re: Debit or Credit cards

Post by trubrit » August 17, 2017, 11:00 am

747man wrote:
August 16, 2017, 7:06 pm
wazza wrote:
August 16, 2017, 3:40 pm
Priv member
So You Cannot use it to buy anything ONLINE !!......I Had one the same & Absolutely NO Use ONLINE... :shock: :shock:
Not correct, my old one didn't have my name on but when using the verified by visa scheme you just fill in the name used on your account where it asks for name on card .Worked for me before , hopefully still will when I get the new one.
Ageing is a privilige denied to many .

User avatar
747man
udonmap.com
Posts: 8761
Joined: March 25, 2007, 2:22 pm

Re: Debit or Credit cards

Post by 747man » August 17, 2017, 11:31 am

trubrit wrote:
August 17, 2017, 11:00 am
747man wrote:
August 16, 2017, 7:06 pm
wazza wrote:
August 16, 2017, 3:40 pm
Priv member
So You Cannot use it to buy anything ONLINE !!......I Had one the same & Absolutely NO Use ONLINE... :shock: :shock:
Not correct, my old one didn't have my name on but when using the verified by visa scheme you just fill in the name used on your account where it asks for name on card .Worked for me before , hopefully still will when I get the new one.
Val, I Did have one with Priveliged Member on it ( Krungsri Bank ) Tried to order something from e-bay,& Card was REFUSED....Just sayin' Like... :shock: :shock:

User avatar
wazza
udonmap.com
Posts: 8999
Joined: April 2, 2006, 9:06 pm
Location: Cuba- Drove around in an Ol 55 Chev - On the Prowl
Contact:

Re: Debit or Credit cards

Post by wazza » August 17, 2017, 2:55 pm

Some vendors do not accept debit cards.

Premium Outlet stores in Phuket. Hua Hin and Udon. Dont accept BKK Bank Visa Credit cards. Nov last year.

Staff say the companies had a fallout over charges. Just AIS did with 7-11

User avatar
trubrit
udonmap.com
Posts: 6162
Joined: March 16, 2008, 12:30 pm
Location: Having a good time .

Re: Debit or Credit cards

Post by trubrit » August 17, 2017, 3:36 pm

747man wrote:
August 17, 2017, 11:31 am
trubrit wrote:
August 17, 2017, 11:00 am
747man wrote:
August 16, 2017, 7:06 pm
wazza wrote:
August 16, 2017, 3:40 pm
Priv member
So You Cannot use it to buy anything ONLINE !!......I Had one the same & Absolutely NO Use ONLINE... :shock: :shock:
Not correct, my old one didn't have my name on but when using the verified by visa scheme you just fill in the name used on your account where it asks for name on card .Worked for me before , hopefully still will when I get the new one.
Val, I Did have one with Priveliged Member on it ( Krungsri Bank ) Tried to order something from e-bay,& Card was REFUSED....Just sayin' Like... :shock: :shock:
If that happens a way round it is to register your card with PayPal and use them to pay the supplier.Think that will get round it .
Ageing is a privilige denied to many .

User avatar
Nigglyb
udonmap.com
Posts: 715
Joined: February 13, 2014, 5:00 am

Re: Debit or Credit cards

Post by Nigglyb » August 23, 2017, 1:09 pm

To be honest I wasn't in any rush to replace the Bangkok Bank Visa Debit card eaten be an ATM the other week but today decided to sort it. Every branch we popped into on our travels said a replacement Visa Debit could be issued but we had to go to the branch we originally opened the account, Big C. I suspect telling us this was just an easy way to deal with a customer standing in front of them as when we trekked to Big C we were told no can do. We said we'd close the account as a way to try & spur a change of decision as it's been noted here previously that a Visa Debit could still be issued, but were told okay then let's close it so that's what we did. It really doesn't make the blindest bit of difference to us which bank we use, although I do like the Bangkok Bank mobile app, but hey ho, never mind, maybe Union Pay will become as freely accepted as Visa & MasterCard in the future
May the bridges I burn light the path in front of me

plumbers
udonmap.com
Posts: 190
Joined: May 7, 2011, 3:44 pm

Re: Debit or Credit cards

Post by plumbers » August 24, 2017, 1:35 pm

I have a Bangkok visa debit card issued this week , will it be possible to use at a
cash machine in the Uk . I asked in The Bank but received a muddled answer .
Or is any Brit expat used his Bangkok debit card in the Uk .

User avatar
Nigglyb
udonmap.com
Posts: 715
Joined: February 13, 2014, 5:00 am

Re: Debit or Credit cards

Post by Nigglyb » August 24, 2017, 3:57 pm

I used my Bangkok Bank Visa Debit once in an ATM in the uk. No problem then, just same as using a uk card except with the addition of an overseas transaction fee
May the bridges I burn light the path in front of me

User avatar
trubrit
udonmap.com
Posts: 6162
Joined: March 16, 2008, 12:30 pm
Location: Having a good time .

Re: Debit or Credit cards

Post by trubrit » August 24, 2017, 5:29 pm

Well picked up my new debit card with Visa on this morning, works a treat, first registered it with Pay Pal, then with Skype and also bought some vitamins from my UK supplier all no problems, going to top up my phones next, the're on the verified by Visa scheme .Withdrew from Atm as well .Life should always be this easy.
Ageing is a privilige denied to many .

User avatar
Nigglyb
udonmap.com
Posts: 715
Joined: February 13, 2014, 5:00 am

Re: Debit or Credit cards

Post by Nigglyb » August 24, 2017, 5:37 pm

It's clearly down to the individuals descretion in different branches whether they'll issue Visa Debit cards
May the bridges I burn light the path in front of me

plumbers
udonmap.com
Posts: 190
Joined: May 7, 2011, 3:44 pm

Re: Debit or Credit cards

Post by plumbers » August 24, 2017, 6:25 pm

trubrit verified visa scheme ? what is that ? do I have to register some place before I use my debit card
for transactions .Thanks Niggglyb good to know I can use it in the Uk.

User avatar
BobHelm
udonmap.com
Posts: 18423
Joined: September 7, 2005, 11:58 pm
Location: Udon Thani

Re: Debit or Credit cards

Post by BobHelm » August 24, 2017, 6:55 pm

verified visa scheme
It is an Internet system generated by Visa (rather than a specific Bank).
You usually register for it via the Bank that issued the card though - but through their Internet site, in my experiences..
You generate a new & independent of any other password (I believe it should be 8 characters long).
When you attempt to purchase anything on line from a Supplier a new screen will appear. This is from Visa & asked you to enter 3 of the specifically requested digits from your Password. (1, 4 & 7 for example).
Only once that verification has been approved can the card be accepted by the supplier of the goods,

The system is a bit AI & after you have used it for a time small purchases will often be approved with a quick "Verification is not necessary" 'flash screen' that requires no card members' input...

Old Grumpy
udonmap.com
Posts: 79
Joined: April 28, 2018, 10:36 am

Re: Debit or Credit cards

Post by Old Grumpy » August 10, 2018, 8:08 am

RE:Visa cards.Had an appointment with the manager of Udon Bangkok Bank yesterday, during our discussion he noticed my Visa debit card and promptly informed me as far as BB are concerned Visa is finished, no more cards with the Visa logo will be issued by them. Those currently held by customers will be honoured until there expiry date but will not be replaced, only by cards issued by the Chinese owned Union Pay. This also goes if you lose your Visa card you will get the chinese one . So hang on to the one you've got.It's ireplaceable.
On an associated note, users of the 1333 phone service are not able to check balance on line as the Visa card number is not recognised .My experience anyway, forgot to ask him about it .

User avatar
747man
udonmap.com
Posts: 8761
Joined: March 25, 2007, 2:22 pm

Re: Debit or Credit cards

Post by 747man » August 10, 2018, 2:23 pm

Just put my U.K Debit " Visa " Card into Bangkok Bank ATM Comes up as Card Suspended,Doesn't expire until 04/19,So came home & Phoned Halifax Bank to ask them about it,They checked on their system.....Man tells me Sir it's NOT Been suspended by us WTF !!!

Post Reply

Return to “Money, Finance & Investing”

Who is online

Users browsing this forum: No registered users and 3 guests