Price from 55 to 60 years is in the pic below. Then 60 to 65 about 3000 thb more expensive, from 65 to 70 about 5000 thb above previous. Insured until 90 years old. If start early, after 20 years insured without any yearly premium (free ride).the-monk wrote: ↑December 23, 2019, 8:49 pmFew years ago i asked my sister-in-law- who works for a major Thai Insurance Company to look into the possibility of getting medical insurance with her company. She came back a week later saying , yes it could be possible but it would be expensive, but in fact the company was NOT interested in dealing with foreigners, therefore i am shocked by your statement claiming that it s cheap and easy for anyone on a NON-O to get insurance coverage.. I would greatly appreciate more details such as prices, coverage, company name etc.
Thanks take good care of your flu. Get well soon.
Coverage also below. Just to open. VIP5 gives 200 000 thb to use for anything, can be used to pay hospital costs. Also 4000 thb for daily bed and treatment (base plan covers 1500 thb per day). Cost 6262 thb per year. There is also 1000 thb daily sum, that can be used for daily care or what so ever. Cost 3900 thb per year. Those daily extras max. 90 days in time. I felt that 6500 thb per day was reasonable cover for bed. If accept 5500 thb room, it leaves 1000 thb per day for recovering holiday. That plan SP80 covers yearly cost up to 872 000 thb by that 7460 thb shown in pic.
So, paying 25 897 thb early, coverage 872 000 + 200 000 thb. That was ThaiLife.
Kasikorn bank also has health insurance. Cover 500 000 thb and outpatient cover 45 000 thb per year. Cost for 61-70 years old is 30 600 thb per year. Same rules:
That means only NON-O visa, not NON-OA.For Foreigners
The foreigners must reside in Thailand at least 1 year and must have a plan to continues staying in Thailand
The foreigners works in Thailand, the applicant’s occupation must be specified
The foreigners who does not work in Thailand, the applicants must be married to Thai and resides in Thailand more than 1 year
The company does not insure foreign tourists
Only two examples, Chubb Life also offers similar (HSP3000 we provide 1.1 million/year inpatient medical expense for a man age of 61-65 is 51,527 ThBaht premium) and there are many others. I feel that 25 000 - 30 000 thb is cheap when comparing to those offered for NON-OA visa. Similar or double coverage in these examples. Anyway I feel that those prices are not expensive. Chubb is more expensive, but compared to those listed cheaper.
Related to being easy. Agent walked to our house, other one tried to call to us. I have also contacted some companies and it has not been difficult to get offers from them. Like that copy from Chubb shows. Kasikorn has offered that insurance at least 2-3 times. Not so difficult to agree and sign I feel. I have to confess that many agents do not know how to offer insurance for foreigners. Even our agent was helpless, when my friend wanted to have 2 million baht coverage. Meaning premium to be extremely high, almost 50 000 thb per year. Agents are not used to sell so expensive plans. Average plan is between 4000 - 8000 thb. Even my plan, 25 000 thb, was one of the most expensive plans they had made.
I hope three price/plan levels is enough for a short answer. Also comment that all those companies have been very keen to offer plans for foreigners.
Ps. I have some friends also who have been dealing with Thailife. None of them has had any big problems to get an insurance. I had a good fried working for Chubb (now owns own business) and she said that it is not her speciality, transferred to other person. Then finally one agent here nearby. Did learn that outpatient meaning is flexible. Outpatient treatment is covered (benefit of outpatient such as Chemo, kidney dilation, small surgery etc), but not so called day cases, when doctor only orders some pills.
that don’t agree.