You are correct you have no brain as you don’t tell how much arrives.
The fee charged for sending will not give all the information
The amount sent and amount then arrives does.
You are correct you have no brain as you don’t tell how much arrives.
Me too, been using them for a while now but last months pension transfer took the biscuit, whilst still on their site doing the transfer, my phone went with a message from my Thai bank having received the transfer, time taken according to their info was 30seconds , the speed plus the usually better exchange rate convinces me not to change. Some may not know you can also hold an account in any currency, in my case British pounds which you can use to pay bills in sterling without any need for exchange transfer for which they charge literally pennies .
Absolutely. Any company that charges you a percentage of the amount you're exchanging is ripping you off. See: Western Union.
You’ve still not said the rate you’re getting. Percentages have nothing to do with it. The only thing that matters is how many baht you get at the end of the transfer.Giggle wrote: ↑September 11, 2021, 2:55 pm
Absolutely. Any company that charges you a percentage of the amount you're exchanging is ripping you off. See: Western Union.
I transfer money once a year and am charged 65 bucks (2,000B) -- which is also too much as far as I'm concerned. It's a flat fee irrespective of the transfer amount. As it should be.
Giggle, with all due respect, when you bring your money here by Telegraphic Transfer (TT) from your credit union, your exchange rate at your Thai bank will be the prevailing "Buying TT" rate at the time it hits your bank, plus on $30,000 USD your Thai bank will charge you a maximum of 500 Baht to make the deposit here.
It is difficult to comprehend how someone cannot grasp this simple concept, isn't it.
its a pony tail thingsometimewoodworker wrote: ↑September 11, 2021, 7:54 pmUnfortunately the giggle will not be able or willing to tell you the actual amount received. He is fixated on the fact that he only sees a $65 charge or a $181.37 charge. He could pay an even lower fee of $0.99 but still loose out by ฿20,000 because virtually all banks have a spread between buying and selling, while Wise uses the current mid rate.
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Whats the name of this Credit Union that seems to be giving such fantastic rates?
Certainly in the U.K. not to mention the transfer fee from bank to Wise is correct as there is no fee and the transfers are virtually instantaneous, the same in the EU for the fee.
Not being funny uncle,but your more trouble than a ginger grand kid with chicken poxLaan Yaa Mo wrote: ↑September 11, 2021, 10:48 pmWise has indicated that I can use a Thai phone number to get the code, and have it sent back to me in Canada. I wrote them back asking how much time I had to enter the code and get started on the transfer...five minutes...one hour...one day. There might be another fly on the ointment. I received a new credit card on Friday to use for transactions. I do not remember asking for a new one. I wonder if they cancelled my old card and that is the reason my transfer could not go through. I'll have to give the credit card company a call on Monday and see what this is all about.
The reason I don't have a phone is that I got a speech problem about two years ago in which the words pass over my vocal chords too quickly. I get a botox shot every three months to alleviate the problem, but it is still difficult for listeners to understand me on the telephone.
Would it be wise (did you see what I did there?) to just get a really cheap PAYGO phone for OTPs? You don’t need to ever speak on it, just receive texts.Laan Yaa Mo wrote: ↑September 11, 2021, 10:48 pmWise has indicated that I can use a Thai phone number to get the code, and have it sent back to me in Canada. I wrote them back asking how much time I had to enter the code and get started on the transfer...five minutes...one hour...one day. There might be another fly on the ointment. I received a new credit card on Friday to use for transactions. I do not remember asking for a new one. I wonder if they cancelled my old card and that is the reason my transfer could not go through. I'll have to give the credit card company a call on Monday and see what this is all about.
The reason I don't have a phone is that I got a speech problem about two years ago in which the words pass over my vocal chords too quickly. I get a botox shot every three months to alleviate the problem, but it is still difficult for listeners to understand me on the telephone.
Yeah, well, I guess.thewatchman wrote: ↑September 11, 2021, 10:53 pmNot being funny uncle,but your more trouble than a ginger grand kid with chicken poxLaan Yaa Mo wrote: ↑September 11, 2021, 10:48 pmWise has indicated that I can use a Thai phone number to get the code, and have it sent back to me in Canada. I wrote them back asking how much time I had to enter the code and get started on the transfer...five minutes...one hour...one day. There might be another fly on the ointment. I received a new credit card on Friday to use for transactions. I do not remember asking for a new one. I wonder if they cancelled my old card and that is the reason my transfer could not go through. I'll have to give the credit card company a call on Monday and see what this is all about.
The reason I don't have a phone is that I got a speech problem about two years ago in which the words pass over my vocal chords too quickly. I get a botox shot every three months to alleviate the problem, but it is still difficult for listeners to understand me on the telephone.
Your advice is very wise and I am considering the OPT option although even that costs around 20-25 pounds a month. British North America is one of the most expensive places in the world for cell phone use. Your comment concerning credit card for transferring funds also displays much wisdom. Thanks for the wise comments on the former transfer wise.Niggly wrote: ↑September 11, 2021, 11:09 pmWould it be wise (did you see what I did there?) to just get a really cheap PAYGO phone for OTPs? You don’t need to ever speak on it, just receive texts.Laan Yaa Mo wrote: ↑September 11, 2021, 10:48 pmWise has indicated that I can use a Thai phone number to get the code, and have it sent back to me in Canada. I wrote them back asking how much time I had to enter the code and get started on the transfer...five minutes...one hour...one day. There might be another fly on the ointment. I received a new credit card on Friday to use for transactions. I do not remember asking for a new one. I wonder if they cancelled my old card and that is the reason my transfer could not go through. I'll have to give the credit card company a call on Monday and see what this is all about.
The reason I don't have a phone is that I got a speech problem about two years ago in which the words pass over my vocal chords too quickly. I get a botox shot every three months to alleviate the problem, but it is still difficult for listeners to understand me on the telephone.
I know you’re in the US of C but there’s certainly more & more companies in the UK sending OTPs now to confirm your identity when accessing their services.
As an aside, I don’t ever use a credit card for a funds transfer unless a real emergency because they treat it as a cash withdrawal & load the transaction at their end with about 3% if memory serves which is on top of any other fees
Crikey, that’s a big difference in cost.Laan Yaa Mo wrote: ↑September 12, 2021, 4:53 am
Your advice is very wise and I am considering the OPT option although even that costs around 20-25 pounds a month. British North America is one of the most expensive places in the world for cell phone use. Your comment concerning credit card for transferring funds also displays much wisdom. Thanks for the wise comments on the former transfer wise.